Construction Accident Claims Beyond Workers’ Compensation
Many construction workers who are injured on the job receive benefits through workers’ compensation. These benefits may cover medical treatment and a portion of lost income. However, workers’ compensation benefits are often limited and typically do not cover pain and suffering or other long-term consequences of a serious injury.
When Third-Party Negligence Is Involved
Some construction accidents occur because a party other than the worker’s employer failed to act responsibly. For example, negligent contractors, unsafe property conditions, defective machinery, or subcontractor errors may contribute to an accident. When a third party’s negligence plays a role, the injured worker may have the right to pursue a personal injury claim in addition to any available workers’ compensation benefits.
These cases are often referred to as third-party construction accident claims. They allow injured workers to seek compensation for the full impact of their injuries, including medical expenses, lost income, and long-term disability.
The OSHA “Fatal Four” Construction Hazards
Construction sites involve many hazards, but the Occupational Safety and Health Administration (OSHA) identifies four types of accidents that account for a large percentage of fatal construction incidents in the United States.
Falls From Height
Falls are the leading cause of construction fatalities. Workers performing tasks on scaffolding, ladders, rooftops, or unfinished structures may face serious risks if proper fall protection is not in place. These accidents often result in traumatic brain injuries, spinal cord damage, or multiple fractures.
Struck-By Incidents
Workers may be injured when they are struck by falling tools, construction materials, or moving equipment. Cranes, forklifts, and trucks can create dangerous conditions when materials are not properly secured or when equipment is operated unsafely.
Electrocution Hazards
Construction workers may encounter live wires, faulty electrical systems, or overhead power lines. Electrocution incidents can cause severe burns, cardiac complications, or fatal injuries.
Caught-In or Caught-Between Accidents
These accidents occur when workers become trapped between heavy machinery, structural components, or collapsing materials. Trench collapses, equipment malfunctions, and structural failures can lead to devastating crush injuries.
Whether you were injured in one of these situations or another workplace event, the construction accident attorneys at Ogborn Mihm can investigate the circumstances surrounding what occurred. If negligence by a third party played a role, we can help you pursue compensation through a personal injury claim.