If your child is injured in an accident, the aftermath can be tough to deal with. You’re dealing with the fear and trauma of watching your child go through pain and suffering. You’re also dealing with medical expenses, recovery times, and possibly loss of wages if the accident keeps you from working. It can leave you feeling like it’s all just too much. If the accident was caused by someone else’s negligence, you can file a personal injury lawsuit against that person on behalf of your child. So, what does that personal injury claim cover?
The simple answer is that your personal injury claim should cover any losses incurred as a result of the other party’s negligence or misconduct. However, breaking down and calculating those losses can be more difficult than it seems. Let’s look more deeply into this question.
Most personal injury claims are categorized into four types of damages:
A few factors may either increase or decrease the amount of damages recovered in a personal injury claim. The most common of these is a factor called “contributory negligence” or “comparative negligence”. This means the injured person contributed in some way to their own injury. For example, if your child ran out into traffic without looking both ways first, or if your child wasn’t properly restrained in their car seat, the insurance company or defense lawyer may try to use these factors to reduce the amount of damages in your personal injury claim.
You can see that there are many variables that go into what a personal injury claim will actually cover. Unfortunately, the other party’s insurance company won’t always be moved by the fact that the victim is a child. Ensure your child and you receive the best and fairest settlement possible. Hire a skilled personal injury attorney who knows how to fight for your child’s rights. Our team is standing by to help you. Call now for a free initial consultation.
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